| I work in insurance so my friends often ask me how to | | | | 3. Check your details - return to your van insurance |
| get cheap van insurance quotes for their business. In | | | | prices and phone the top few companies. Check |
| fact, this happens so often that I've made a checklist | | | | through your details with them and make sure you talk |
| of simple steps to get a great renewal price. | | | | through any special requirements. Don't leave out any |
| | | | claims or convictions as for most insurance, one minor |
| 1. Get Online - This is one of the most important steps | | | | driving offence will not usually add to your renewal |
| in the quest for cheap van insurance. Some of my | | | | price. |
| friends have missed out on the Internet revolution and | | | | 4. Opt for a higher voluntary excess - get cheaper |
| still phone their local broker for a quote. This is a | | | | insurance by taking on a higher voluntary excess. This |
| mistake as using a price comparison web site allows | | | | is the amount you will pay out in the event of a claim |
| you to check prices from lots of different insurers and | | | | so you could get a much lower premium (as long as |
| brokers without the need to phone endless call centres | | | | you don't have a claim). This tip works for all types of |
| for this information. | | | | insurance, not just van insurance! |
| 2. Think about your needs - another important task is | | | | For about an hours work, you could save a tidy sum |
| to think about your insurance needs. Do you really | | | | and if, like my friends, you really can't spare that hour, |
| need that "any driver" benefit? Including only one or | | | | get an employee or partner to run the quotes for you. |
| two named drivers over the age of 25 will significantly | | | | Just be sure to use the tips above and you'll be on |
| reduce your premium and will not have a noticeable | | | | your way to cheap van insurance too. |
| impact on most businesses. | | | | |