| If you choose to drive a car that requires custom car | | | | If this doesn't make sense to you yet, look at the idea |
| parts to repair, be prepared to pay more for your auto | | | | from the insurance company's point of view: Anything |
| insurance premiums. An insurance company considers | | | | that means the insurer will have to shell out more |
| a number of factors when determining an applicant's | | | | money in claims increases that driver's level of risk as |
| level of risk, including price and cost to repair. | | | | far as the insurance company is concerned. If you |
| An expensive car will be more expensive to replace if | | | | want to keep your insurance costs down, choosing a |
| a total loss occurs, and insurance companies are | | | | vehicle that is more expensive than average to get |
| sensitive to this fact. A big price tag on the dealer's lot | | | | back on the road after an accident won't do it. |
| may lead to a different kind of sticker shock when | | | | Instead, you will want to find a vehicle that can be |
| you contact your insurance company to arrange for | | | | prepared with standard auto parts. It will be less |
| coverage. A way to avoid it (or at least be aware of | | | | expensive to run, whether you are making a claim |
| what you are getting yourself into) is to contact your | | | | against your insurance policy or not. |
| insurance company to get an idea of the cost to | | | | Whether you have a car with expensive or custom |
| insure the vehicle before you buy it. | | | | parts or not - it always makes sense to shop around |
| The same thing applies to a vehicle that needs custom | | | | and compare car insurance rates. Rates can vary |
| auto parts. Anything that adds to repair costs has the | | | | dramatically from one company to the next so be |
| potential to add up to higher premiums for car | | | | sure and compare quotes from at least 5 different |
| insurance coverage. | | | | companies. |